Frequently Asked Questions

  • Can I apply from the US?

    Yes – you can apply if you are a US citizen or permanent resident of the US. You can apply as long as you fit that criteria and live in a state that allows installment loans.

  • How much can I apply for?

    You can apply for loan amounts from $1,000 to $5,000. If you want to apply for loan amounts higher than $5,000, please email us for referrals to other lenders.

  • What is the interest rate?

    Interest rates vary depending on the size of the loan you apply for. Once you apply for the loan, our partners will clearly state the interest rate to you but for most of our clients, the rate can be around 35% for short term installment loans.

  • Can I apply for multiple loans?

    We are committed to advocating for responsible lending and so are our partners. For this reason, we encourage you to only apply for one loan at a time. After you have fully repaid a loan, you are welcome to apply for another. We discourage our clients for having multiple loans at a time.

  • How do installment loans work?

    Installment loans are loans that are paid over multiple repayments on different dates spread over a period of time. You agree to the installment payment period before receiving the funds and once you get the funds deposited in your account, you get ready to make the first installment payment.

  • What happens if I have a problem with my loan?

    Contact us today and we are committed to helping you with any queries you may have.

  • Does applying for a loan affect my credit score?

    No – applying for a loan via our partners does not impact your credit score.